TERMS AND CONDITIONS

Last Updated: June 18, 2026

1. Introduction

Welcome to Honest Love.

These Terms and Conditions ("Terms") govern your access to and use of our website, products, services, digital content, and related offerings available through Honest Love ("Services").

By accessing our website or purchasing any product or service, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use our Services.

2. Company Information

Honest Love is operated by:

Intohimohuoltamo Ay

Finland

Website: https://your.honestlove.org

Email: support@honestlove.org

VAT Number: FI31084788

3. Eligibility

You must be at least 18 years old to purchase or use our Services.

By using our Services, you represent that you meet this requirement and have the legal capacity to enter into these Terms.

4. Our Products and Services

Honest Love provides digital educational products and services, including but not limited to:

• Online courses

• Relationship challenges

• Digital downloads

• Workbooks

• Audio content

• Video content

• Email-based programs

• Educational materials

All products are intended for personal use unless otherwise stated.

No physical products are shipped unless specifically indicated.

5. Educational Purpose

Our content is provided for educational and informational purposes only.

Our products are not intended to replace professional medical, psychological, psychiatric, legal, financial, or therapeutic advice.

Participation in our programs does not create a therapist-client, counselor-client, healthcare provider-client, or similar professional relationship.

You are responsible for your own decisions, actions, and results.

6. Orders and Payments

All prices displayed on our website are shown in the applicable currency stated on the sales page.

Payments are processed through trusted third-party payment providers, which may include:

• Stripe

• PayPal

• Credit and debit card providers

We reserve the right to:

• Refuse or cancel orders

• Correct pricing errors

• Limit purchases when necessary

• Suspend access in cases of suspected fraud or abuse

7. Refund Policy

Refund eligibility depends on the specific offer and guarantee presented on the relevant sales page at the time of purchase.

Where a satisfaction guarantee is offered, requests must be submitted within the timeframe stated on the sales page.

Refund requests should be sent to:

support@honestlove.org

Unless otherwise required by applicable law, refunds will not exceed the amount paid for the product or service purchased.

8. Intellectual Property

All content provided through the Services is owned by Honest Love or licensed to Honest Love.

This includes:

• Text

• Videos

• Audio recordings

• Images

• Graphics

• Workbooks

• Course materials

• Branding

• Logos

You may access and use purchased materials for your personal use only.

You may not:

• Reproduce

• Resell

• Redistribute

• Publish

• Modify

• License

• Share access with others

without our prior written permission.

9. Acceptable Use

You agree not to:

• Violate any applicable law

• Infringe intellectual property rights

• Attempt unauthorized access to our systems

• Distribute harmful software or malicious code

• Interfere with the operation of the Services

• Share purchased content publicly or commercially

• Use our content to create competing products

We reserve the right to terminate access for violations of these Terms.

10. Third-Party Services

Our Services may contain links to third-party websites, applications, or services.

We are not responsible for the content, policies, availability, or practices of third parties.

Your use of third-party services is governed by their own terms and policies.

11. Privacy

Your use of our Services is also governed by our Privacy Policy.

Please review:

https://your.honestlove.org/privacy-policy

12. Availability of Services

We strive to keep our website and products available at all times.

However, we do not guarantee uninterrupted access.

We may update, modify, suspend, or discontinue any Service at any time without prior notice.

13. Disclaimer

The Services are provided on an "as available" and "as is" basis.

To the fullest extent permitted by law, we make no guarantees regarding:

• Results

• Outcomes

• Suitability for a particular purpose

• Availability

• Accuracy

• Reliability

Individual results will vary.

14. Limitation of Liability

To the fullest extent permitted by law, Honest Love shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of our Services.

Our total liability relating to any purchase shall not exceed the amount paid by you for the specific product or service giving rise to the claim.

Nothing in these Terms excludes rights that cannot be excluded under applicable consumer protection laws.

15. Termination

We reserve the right to suspend or terminate access to our Services if:

• These Terms are violated

• Fraudulent activity is suspected

• Abuse of refund policies occurs

• Content is shared without authorization

Termination does not affect any accrued rights or obligations.

16. Governing Law

These Terms are governed by the laws of Finland.

Consumers residing within the European Union retain all mandatory consumer rights provided by applicable consumer protection legislation.

Any disputes that cannot be resolved through good-faith discussions shall be submitted to the competent courts of Finland.

17. Changes to These Terms

We may update these Terms from time to time.

The latest version will always be available on our website.

Continued use of the Services after changes become effective constitutes acceptance of the updated Terms.

18. Contact Information

Honest Love

Email: support@honestlove.org

Website: https://your.honestlove.org

Effective Date: June 18, 2026